---
title: Three Reasons Why Using System Level ESD Protection Is Not Like Buying Insurance
description: Discover some of the various ways in which system level ESD circuit protection is different from purchasing insurance.
image: https://blog.semtech.com/hubfs/Semtech_TVS_InsuranceAnalogy.jpg
---
[Skip to main content](https://blog.semtech.com/system-level-esd-protection#content)
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- [LoRa®](https://www.semtech.com/lora)
- [LoRa® Overview](https://www.semtech.com/lora)
### LoRa Overview
LoRa is the de facto wireless platform of Internet of Things (IoT). Semtech's LoRa chipsets connect sensors to the Cloud and enable real-time communication of data and analytics that can be utilized to enhance efficiency and productivity.
[Read More](https://www.semtech.com/lora)
- [LoRa (PHY)](https://www.semtech.com/lora/what-is-lora)
- [Benefits of LoRa](https://www.semtech.com/lora/why-lora)
- [LoRaWAN® Standard](https://www.semtech.com/lora/lorawan-standard)
- [Products](https://www.semtech.com/products/wireless-rf)
- [Applications](https://www.semtech.com/lora/lora-applications)
### Applications Overview
With an ever-increasing number of IoT vertical applications, LoRa devices and the LoRaWAN standard is creating business efficiencies and improving lives around the world.
[Read More](https://www.semtech.com/lora/lora-applications)
- [Agriculture](https://www.semtech.com/lora/lora-applications/smart-agriculture)
- [Cities](https://www.semtech.com/lora/lora-applications/smart-cities)
- [Environment](https://www.semtech.com/lora/lora-applications/smart-environment)
- [Healthcare](https://www.semtech.com/lora/lora-applications/smart-healthcare)
- [Buildings](https://www.semtech.com/lora/lora-applications/smart-buildings)
- [Homes](https://www.semtech.com/lora/lora-applications/smart-homes)
- [Industrial Control](https://www.semtech.com/lora/lora-applications/smart-industrial-control)
- [Retail](https://www.semtech.com/lora/lora-applications/smart-retail)
- [Supply Chain and Logistics](https://www.semtech.com/lora/lora-applications/smart-supply-chain-logistics)
- [Electricity](https://www.semtech.com/lora/lora-applications/smart-electricity-metering)
- [Gas](https://www.semtech.com/lora/lora-applications/smart-gas-metering)
- [Water](https://www.semtech.com/lora/lora-applications/smart-water-metering)
- [Ecosystem](https://www.semtech.com/lora/ecosystem)
### Ecosystem Overview
LoRa is bolstered by a diverse global ecosystem of hardware manufacturers, software designers, network providers, and industry associations.
[Read More](https://www.semtech.com/lora/ecosystem)
- [LoRa Alliance®](https://www.semtech.com/lora/ecosystem/lora-alliance)
- [Featured Sensor Use Cases](https://www.semtech.com/lora/ecosystem/sensor-features)
- [Gateways](https://www.semtech.com/lora/ecosystem/gateways)
- [Software](https://www.semtech.com/lora/ecosystem/software)
- [Networks](https://www.semtech.com/lora/ecosystem/networks)
- [Industry Alliances](https://www.semtech.com/lora/ecosystem/industry-alliances)
- [Resources](https://www.semtech.com/lora/resources)
### Resources Overview
Explore our top resources to help you learn more about LoRa devices and the LoRaWAN standard or bring a LoRa-based solution to market.
[Read More](https://www.semtech.com/lora/resources)
- [LoRa Products Overview](https://www.semtech.com/lora/resources)
- [Videos](https://www.semtech.com/lora/resources/lora-videos)
- [White Papers & Use Cases](https://www.semtech.com/lora/resources/lora-white-papers)
- [LoRa Developers & Tech Support](https://www.semtech.com/lora/resources/lora-community)
- [LoRa Calculator](https://www.semtech.com/design-support/lora-calculator)
- [Amazon Sidewalk](https://info.semtech.com/sidewalk)
- [Academy for LoRaWAN](https://www.semtech.com/lora/resources/lorawan-academy)
- [Logo Use](https://www.semtech.com/company/brand-resources)
- [Press Releases](https://www.semtech.com/company/press/category/pr-lora-wireless-rf)
- [Press Coverage](https://www.semtech.com/company/news/category/pr-lora-wireless-rf)
- [Contact](https://www.semtech.com/company/contact/support)
- [Products](https://www.semtech.com/products)
- [Products Overview](https://www.semtech.com/products)
### Products Overview
Thousands of customers worldwide rely on our diverse product portfolio and world class technology roadmap for solutions in low power wireless communications, optical data transport, video broadcasting, power management, circuit protection, touch sensing, and more.
[Read More](https://www.semtech.com/products)
### Quick Links
- [Product Selector Guides](https://www.semtech.com/design-support/product-guides)
- [Shop](https://www.semtech.com/shop)
- [Parametric Search](https://www.semtech.com/design-support/parametric-search)
- [LoRa® Wireless RF](https://www.semtech.com/products/wireless-rf)
### Products Overview
LoRa®, a long range, low power platform, and the de facto wireless platform of Internet of Things, is highly integrated and cost-effective, boasting a notable battery life of up to 20 years, a 3-mile range in urban environments and a 30-mile range outdoors.
[Read More](https://www.semtech.com/products/wireless-rf)
- [ICs for Gateways](https://www.semtech.com/products/wireless-rf/lora-core)
- [ICs for Sensors](https://www.semtech.com/products/wireless-rf/lora-connect)
- [LoRa Cloud™](https://loracloud.com)
- [Software Library](https://www.semtech.com/products/wireless-rf/software-library-protocol-solution)
- [Circuit Protection](https://www.semtech.com/products/circuit-protection)
### Products Overview
Sophisticated devices that protect sensitive circuitry from Electrostatic Discharge (ESD), Electrical Fast Transients (EFT), Cable Discharge Events (CDE), and other electrical overstress.
[Read More](https://www.semtech.com/products/circuit-protection)
### Circuit Protection Products
- [ESD Protection Diodes](https://www.semtech.com/products/circuit-protection/esd-protection)
- [TVS Diodes](https://www.semtech.com/products/circuit-protection/tvs-diodes)
### Interfaces
- [Antenna](https://www.semtech.com/products/circuit-protection/antenna)
- [Automotive Ethernet](https://www.semtech.com/products/circuit-protection/automotive-ethernet)
- [Automotive High Speed](https://www.semtech.com/products/circuit-protection/automotive-high-speed)
- [Ethernet](https://www.semtech.com/products/circuit-protection/ethernet)
- [HDMI](https://www.semtech.com/products/circuit-protection/hdmi)
- [RS-485](https://www.semtech.com/products/circuit-protection/rs485)
- [USB](https://www.semtech.com/products/circuit-protection/usb)
- [VBUS](https://www.semtech.com/products/circuit-protection/vbus)
- [Signal Integrity](https://www.semtech.com/products/signal-integrity)
### Products Overview
A comprehensive portfolio of innovative optical, analog and mixed-signal semiconductor solutions that serve the rising global demand for high-speed data transmission products.
[Read More](https://www.semtech.com/products/signal-integrity)
- [Clock & Data Recovery](https://www.semtech.com/products/signal-integrity/clock-and-data-recovery)
- [Laser Drivers and Transceivers](https://www.semtech.com/products/signal-integrity/laser-drivers-transceivers)
- [Limiting Amplifiers](https://www.semtech.com/products/signal-integrity/limiting-amplifiers)
- [ROSAs](https://www.semtech.com/products/signal-integrity/rosas)
- [Signal Conditioners](https://www.semtech.com/products/signal-integrity/signal-conditioners)
- [Transimpedance Amplifiers](https://www.semtech.com/products/signal-integrity/transimpedance-amplifiers)
- [Professional AV](https://www.semtech.com/products/professional-av)
### Products Overview
Advanced off-the-shelf technology that enables end-to-end systems and integrates advanced inline signal processing capabilities such as light compression, broadcast quality scaling and audio down-mixing.
[Read More](https://www.semtech.com/products/professional-av)
- [BlueRiver®](https://www.semtech.com/products/professional-av/blueriver)
- [USB Extension](https://www.semtech.com/products/professional-av/usb-extension)
- [PerSe® Smart Sensing](https://www.semtech.com/products/perse-smart-sensing)
### Products Overview
Ultra-low power, feature-rich touch controllers that are optimized for numerous applications and provide best-in-class sensitivity with robust noise immunity to enhance touch and near range proximity detection.
[Read More](https://www.semtech.com/products/perse-smart-sensing)
- [PerSe® Connect](https://www.semtech.com/products/perse-smart-sensing/perse-connect)
- [PerSe® Contact](https://www.semtech.com/products/perse-smart-sensing/perse-contact-human-sensor)
- [PerSe® Control](https://www.semtech.com/products/perse-smart-sensing/perse-control-touch-proximity-sensor)
- [IO Expanders](https://www.semtech.com/products/perse-smart-sensing/io-expanders)
- [Broadcast Video](https://www.semtech.com/products/broadcast-video)
### Products Overview
Award-winning solutions designed specifically to push real-world broadcast boundaries in performance, reach, power, and signal integrity while reducing time to market and design risks.
[Read More](https://www.semtech.com/products/broadcast-video)
- [AV Interface & Protocol Conversion](https://www.semtech.com/products/broadcast-video/av-interface-protocol-conversion)
- [Configurable EQ/CD](https://www.semtech.com/products/broadcast-video/configurable-eq-cd)
- [Cable Drivers](https://www.semtech.com/products/broadcast-video/cable-drivers)
- [Cable Equalizers](https://www.semtech.com/products/broadcast-video/cable-equalizers)
- [Crosspoints](https://www.semtech.com/products/broadcast-video/crosspoints)
- [Receivers (Deserializers)](https://www.semtech.com/products/broadcast-video/receivers-deserializers)
- [Reclocking](https://www.semtech.com/products/broadcast-video/reclocking)
- [Transmitters (Serializers)](https://www.semtech.com/products/broadcast-video/transmitters-serializers)
- [Power Management](https://www.semtech.com/products/power-management)
### Products Overview
A pioneer in power management ICs across networking and industrial power, handheld power and automotive applications, Semtech leads the quest to enable a new class of greener, smarter and smaller end products.
[Read More](https://www.semtech.com/products/power-management)
- [EcoBrite LED Drivers](https://www.semtech.com/products/power-management/ecobrite-led-drivers)
- [EcoSpeed DC-DC Converters](https://www.semtech.com/products/power-management/ecospeed-dc-dc-converters)
- [FemtoBuck DC-DC Regulators and Controllers](https://www.semtech.com/products/power-management/femtobuck-dc-dc-regulators-controllers)
- [FemtoSwitch Load Switch ICs](https://www.semtech.com/products/power-management/femtoswitch-switches)
- [nanoSmart LDOs](https://www.semtech.com/products/power-management/nanosmart-ldos)
- [Neo-Iso Solid State Relays](https://www.semtech.com/products/power-management/neo-iso-solid-state-relays)
- [Special Functions](https://www.semtech.com/products/power-management/special-functions)
- [Cellular IoT Solutions](https://www.semtech.com/products/cellular-iot-solutions)
### Products Overview
Leading edge-to-Cloud solutions delivering the device, software and connectivity services needed to simplify and accelerate data-driven transformation with cellular IoT.
[Read More](https://www.semtech.com/products/cellular-iot-solutions)
- [Managed Connectivity](https://www.semtech.com/products/cellular-iot-solutions/managed-connectivity)
- [Modules](https://www.semtech.com/products/cellular-iot-solutions/modules)
- [Router Solutions](https://www.semtech.com/products/cellular-iot-solutions/router-solutions)
- [Technology](https://www.semtech.com/technology)
- [Technology Overview](https://www.semtech.com/technology)
### Technology Overview
Our highly differentiated, disruptive analog and mixed-signal semiconductors and advanced algorithms enable today's most innovative electronics within some of the fastest growing verticals and markets.
[Read More](https://www.semtech.com/technology)
### Quick Links
- [Related Applications](https://www.semtech.com/applications)
- [LoRa White Papers & Infographics](https://www.semtech.com/lora/resources/lora-white-papers)
- [Product Selector Guides](https://www.semtech.com/design-support/product-guides)
- [LoRa® Wireless RF For The IoT](https://www.semtech.com/lora)
### LoRa Wireless RF For The IoT Overview
LoRa is the de facto wireless platform of Internet of Things (IoT). Semtech's LoRa chipsets connect sensors to the Cloud and enable real-time communication of data and analytics that can be utilized to enhance efficiency and productivity.
[Read More](https://www.semtech.com/lora)
- [LoRa (PHY)](https://www.semtech.com/lora/what-is-lora)
- [Benefits of LoRa](https://www.semtech.com/lora/why-lora)
- [LoRaWAN® Standard](https://www.semtech.com/lora/lorawan-standard)
- [PerSe® Smart Sensing](https://www.semtech.com/technology/perse)
### PerSe® Smart Sensing Overview
Semtech's PerSe technology intelligently senses human presence for optimized connectivity and enhanced user experience.
[Read More](https://www.semtech.com/technology/perse)
### Quick Links
- [Infographic](https://info.semtech.com/perse-smart-sensing-infographic)
- [Brochure](https://www.semtech.com/uploads/common/PerSe_One_Pager.pdf)
- [Blogs](https://blog.semtech.com/topic/perse)
- [Products](https://www.semtech.com/products/perse-smart-sensing)
- [Tri-Edge™ PAM4 CDR](https://www.semtech.com/technology/tri-edge)
### Tri-Edge PAM4 CDR Overview
Tri-Edge is a CDR platform optimized for PAM4 optical interconnect in next-generation 200G and 400G data center module and AOC applications.
[Read More](https://www.semtech.com/technology/tri-edge)
### Quick Links
- [Tri-Edge White Paper](https://info.semtech.com/en/tri-edge-white-paper)
- [Product Selector Guide](https://www.semtech.com/uploads/design-support/Semtech_Optical_Product_Guide.pdf)
- [Open Eye MSA](https://www.openeye-msa.org/)
- [BlueRiver Platform For SDVoE™](https://www.semtech.com/technology/blueriver)
### BlueRiver Platform For SDVoE™
BlueRiver AV-over-IP chipsets are the world’s only chipsets to transport uncompressed, zero-latency Ultra HD/4K HDR over standard Ethernet and are the foundation for Software Defined Video Over Ethernet (SDVoE) technology.
[Read More](https://www.semtech.com/technology/blueriver)
- [BlueRiver OVERVIEW](https://www.semtech.com/technology/blueriver)
- [BlueRiver APPLICATIONS](https://www.semtech.com/technology/blueriver-applications)
- [BlueRiver VERTICAL MARKETS](https://www.semtech.com/technology/blueriver-vertical-markets)
- [SDVoE ALLIANCE®](https://www.semtech.com/technology/blueriver-sdvoe)
- [Circuit Protection](https://www.semtech.com/technology/esd-protection)
### Circuit Protection Overview
Semtech is leading the way in Transient Voltage Suppression (TVS) protection solutions that safeguard electronics systems against damage or latch-up caused by electrostatic discharge (ESD), lightning (surge), and other destructive voltage transients.
[Read More](https://www.semtech.com/technology/esd-protection)
- [Circuit Protection Overview](https://www.semtech.com/technology/esd-protection)
- [Z-Platform](https://www.semtech.com/technology/z-platform)
- [Design Resources](https://www.semtech.com/design-support/)
- [Design Resources Overview](https://www.semtech.com/design-support/)
### Design Resources Overview
Semtech places a high importance on delivering superior design support and provides a wealth of tools and resources with the goal of shortening your time to revenue for your new product introductions.
[Read More](https://www.semtech.com/design-support/)
- [Product Guides](https://www.semtech.com/design-support/product-guides)
- [Development Support Documentation](https://www.semtech.com/design-support/development-support-documents/)
- [Parametric Search](https://www.semtech.com/design-support/parametric-search)
- [Quality Assurance](https://www.semtech.com/quality/search-pb-lead-free-rohs-green)
- [LoRa GitHub](https://github.com/LoRa-Net)
- [LoRa PCB Design Review](https://info.semtech.com/pcb-design-review-service)
- [LoRa Calculator](https://www.semtech.com/design-support/lora-calculator)
- [LoRaWAN Academy and Training](https://learn.semtech.com/)
- [Product Cross Reference Search](https://www.semtech.com/design-support/cross-reference-search)
- [Frequently Asked Questions](https://www.semtech.com/design-support/faq)
- [mySemtech Document Portal](https://semtech.my.site.com/DP/)
- [IoT Applications](https://www.semtech.com/applications)
### Internet of Things
Award-winning LoRa Technology, ESD and surge protection, and smart control platforms for Internet of Things-enabled devices and low power, wide area network (LPWAN) infrastructure.
[Read More](https://www.semtech.com/applications)
- - [Smart Agriculture](https://www.semtech.com/applications/internet-of-things/smart-agriculture)
- [Smart Buildings](https://www.semtech.com/applications/internet-of-things/smart-building-automation)
- [Smart Cities](https://www.semtech.com/applications/internet-of-things/smart-cities)
- [Smart Emergency](https://www.semtech.com/applications/internet-of-things/smart-emergency-response)
- [Smart Environment](https://www.semtech.com/applications/internet-of-things/smart-environment)
- [Smart Healthcare](https://www.semtech.com/applications/internet-of-things/smart-healthcare)
- [Smart Home](https://www.semtech.com/applications/internet-of-things/smart-home-automation)
- [Smart Industrial](https://www.semtech.com/applications/internet-of-things/smart-industrial-iot)
- [Smart Logistics](https://www.semtech.com/applications/internet-of-things/logistics-supply-chain-management)
- [Smart Utilities](https://www.semtech.com/applications/internet-of-things/smart-utilities)
- [Smart Consumer](https://www.semtech.com/applications/internet-of-things/smart-consumer)
- [Professional AV Applications](https://www.semtech.com/applications/pro-av-applications)
### Professional AV
AptoVision BlueRiver™ Technology uses commercial-off-the-shelf Ethernet networks to deliver higher performance, flexibility, and scalability to the Pro AV industry.
[Read More](https://www.semtech.com/applications/pro-av-applications)
- - [AV Over IP](https://www.semtech.com/applications/pro-av-applications/av-over-ip)
- [BYOM Video Conferencing](https://www.semtech.com/applications/pro-av-applications/byom-video-conferencing)
- [HDMI Extender](https://www.semtech.com/applications/pro-av-applications/hdmi-extension)
- [HDMI Wall Plates](https://www.semtech.com/applications/pro-av-applications/hdmi-wallplates)
- [Hybrid AV Distribution](https://www.semtech.com/applications/pro-av-applications/hybrid-av-distribution)
- [KVM Switches](https://www.semtech.com/applications/pro-av-applications/kvm-switches)
- [Multiviewers](https://www.semtech.com/applications/pro-av-applications/multiviewers)
- [Point-to-Point Matrix Switching](https://www.semtech.com/applications/pro-av-applications/point-to-point-matrix-switching)
- [Presentation Switchers](https://www.semtech.com/applications/pro-av-applications/presentation-switchers)
- [SDI Equipment](https://www.semtech.com/applications/pro-av-applications/sdi-equipment)
- [SDVoE™ Integration](https://www.semtech.com/applications/pro-av-applications/sdvoe-integration)
- [Smart Display Modules (SDM)](https://www.semtech.com/applications/pro-av-applications/smart-display-modules-sdm)
- [USB-C](https://www.semtech.com/applications/pro-av-applications/usb-c)
- [Video Walls](https://www.semtech.com/applications/pro-av-applications/video-walls)
- [Other Applications](https://www.semtech.com/applications)
### Other Applications
Award-winning LoRa Technology, ESD and surge protection, and smart control platforms for Internet of Things-enabled devices and low power, wide area network (LPWAN) infrastructure.
[Read More](https://www.semtech.com/applications)
- [Automotive](https://www.semtech.com/applications/automotive-apps)
- [Advanced Driver Assistance Systems](https://www.semtech.com/applications/automotive-apps/adas-body-electronics)
- [Automotive Battery Management Systems](https://www.semtech.com/applications/automotive-apps/automotive-battery-management-systems)
- [Automotive USB Charger](https://www.semtech.com/applications/automotive-apps/dashboard-electronics-usb-charging)
- [Infotainment Unit](https://www.semtech.com/applications/automotive-apps/navigation-infotainment)
- [Remote Keyless Entry](https://www.semtech.com/applications/automotive-apps/remote-keyless-entry)
- [Telematics Unit](https://www.semtech.com/applications/automotive-apps/telematics-unit)
- [Broadcast Video](https://www.semtech.com/applications/broadcast-video-applications)
- [Broadcast Equipment](https://www.semtech.com/applications/broadcast-video-applications/broadcast-equipment)
- [Consumer Electronics](https://www.semtech.com/applications/consumer-electronics)
- [Mobile Devices](https://www.semtech.com/applications/consumer-electronics/mobile-devices)
- [Wearables](https://www.semtech.com/applications/consumer-electronics/wearables)
- [TVs, Set Top Boxes, Monitors](https://www.semtech.com/applications/consumer-electronics/tvs-set-top-boxes-monitors)
- [Laptops, Tablets, Computers](https://www.semtech.com/applications/consumer-electronics/laptops-tablets-computers)
- [Appliances & White Goods](https://www.semtech.com/applications/consumer-electronics/appliances-white-goods)
- [Computers, Printers, Scanners](https://www.semtech.com/applications/consumer-electronics/computers-printers-scanners)
- [Industrial](https://www.semtech.com/applications/industrial-applications)
- [Medical Equipment](https://www.semtech.com/applications/industrial-applications/medical-equipment)
- [Factory Automation](https://www.semtech.com/applications/industrial-applications/factory-automation)
- [Energy, Smart Grids, Smart Metering](https://www.semtech.com/applications/industrial-applications/energy-smart-grids-smart-metering)
- [Surveillance](https://www.semtech.com/applications/industrial-applications/surveillance)
- [Test & Measurement](https://www.semtech.com/applications/industrial-applications/test-measurement)
- [Power Tools](https://www.semtech.com/applications/industrial-applications/power-tools)
- [Infrastructure](https://www.semtech.com/applications/infrastructure)
- [Data Centers](https://www.semtech.com/applications/infrastructure/enterprise-datacenters)
- [Passive Optical Networks / Fiber to the Home](https://www.semtech.com/applications/infrastructure/enterprise-passive-optical-networks-fiber-to-the-home)
- [Broadband](https://www.semtech.com/applications/infrastructure/enterprise-broadband)
- [Networking & Optical Communications](https://www.semtech.com/applications/networking-communication)
- [Broadband](https://www.semtech.com/applications/networking-communication/broadband)
- [Passive Optical Networks / Fiber to the Home](https://www.semtech.com/applications/networking-communication/passive-optical-networks)
- [ISM Networks](https://www.semtech.com/applications/networking-communication/ism-networks)
- [Wireless Infrastructure, Base Stations](https://www.semtech.com/applications/networking-communication/wireless-infrastructure-base-stations)
- [Data Centers](https://www.semtech.com/applications/networking-communication/datacenters)
- [Quality](https://www.semtech.com/quality)
- ### Quality Overview
Ethical standards drive peak customer satisfaction.
[Read More](https://www.semtech.com/quality)
- [Quality Overview](https://www.semtech.com/quality)
- [Reliability](https://www.semtech.com/quality/reliability)
- [Product Testing](https://www.semtech.com/quality/testing)
- [Material & Packaging Declarations](https://www.semtech.com/quality/declarations)
- [Quality & Failure Analysis](https://www.semtech.com/quality/analysis)
- [Search Pb(Lead)-Free/RoHS-Green](https://www.semtech.com/quality/search-pb-lead-free-rohs-green)
- [Environmental Initiatives](https://www.semtech.com/quality/environment)
- [Quality Policy](https://www.semtech.com/quality/policy)
- [Quality Certifications](https://www.semtech.com/quality/certifications)
- [IR Reflow Profiles](https://www.semtech.com/quality/reflow-profiles)
- [About](https://www.semtech.com/company)
- ### Company Overview
Since our founding in 1960 as a manufacturer of high reliability products, Semtech has grown to become a multinational technology innovator, enabling solutions that help to make the world a better place.
[Read More](https://www.semtech.com/company)
- [Company Overview](https://www.semtech.com/company)
- [Leadership](https://www.semtech.com/company/executive-leadership)
- [Corporate Citizenship (ESG)](https://www.semtech.com/company/corporate-citizenship)
- [Core Values](https://www.semtech.com/company/core-values)
- [News & Media](https://www.semtech.com/company/news-and-media)
- [Videos](https://www.semtech.com/company/videos)
- [Blog](https://blog.semtech.com)
- [Events](https://www.semtech.com/company/events)
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09 June, 2020 4 min read
# Three Reasons Why Using System Level ESD Protection Is Not Like Buying Insurance
Timothy Puls
Often I hear an analogy made about transient voltage suppressor (TVS) protection components that goes something along the lines of this: “TVS components are a great *insurance policy,*” or, “think of using electrostatic discharge (ESD) protection diodes as an *insurance* against ESD damage,” or, “you may not need it, but if you want a little additional insurance, consider adding a TVS array on this circuit.” The idea is that when design engineers invest in using TVS components for circuit protection it is like a “hedge” or added “insurance” against some unforeseen ESD or transient damage that *might* occur in the future.
While this analogy is well intentioned it is deficient in describing the state of electromagnetic compatibility (EMC) compliance and protecting electronic devices from ESD in today’s world.
When you or I purchase insurance – be it automobile insurance, renter’s, home owner’s, or life insurance – we pay a premium over a time frequency to hedge against losses that *could occur* for *unexpected and unforeseen* events. On the underwriting side of the business, the premiums are set by actuaries who have meticulously calculated the risks. Insurance companies can monetize “favorable” risk scenarios in which the premiums more than cover the risk exposure. In practical terms, you and I pay our automobile insurance premiums with the likelihood that we will never total our vehicles in an accident. For most insurance scenarios*, the risk event is on the fringes of the risk model*. It has a low probability of occurring. When this risk profile is applied over a wide audience, the insurance companies can optimize profits. If the risk rises, the insurance company will raise its premiums to factor in the increased risk. Similarly, in the case where the risk becomes too great, the insurance companies may back off altogether. With this background, let’s look at some ways in which designing in system level ESD circuit protection is different from purchasing insurance.
## #1: Conventional Insurance Does Nothing to Address the Threat Event
The first reason that ESD protection is unlike insurance pertains to the nature of the risk itself. This is probably stating the obvious, but insurance companies do nothing to address the underlying risks being protected against. Insurance as a product only becomes useful or effective *after a loss*. Fire insurance does nothing to prevent the damage from a fire. Likewise, car insurance by itself has zero effect on preventing the damage from an automobile accident. The common insurance policies you and I hold are completely ineffectual at actually dealing with the threat event itself.
ESD components, by contrast, are providing an *active safeguard*. For a passive component, they are extremely active and exist to prevent the loss in the first place! The main purpose of these devices is to safeguard transceiver ICs. [ESD manufacturers like Semtech](https://www.semtech.com/products/circuit-protection) are providing tangible value by actually *preventing damage* from the risk event. The insurance company can only provide value that aims to soften the ill effects *after a loss,* while the TVS component exists to prevent the loss from ever occurring.
## #2: In ESD Protection, the Threat is Ubiquitous and Frequent
As mentioned above, when people talk about insurance, they are referring to hedging against downside events that *might occur in the future.* We also said that insurance companies achieve profit on the underwriting side when the threat events are relatively rare. However*,* with respect to circuit protection, the ESD event is *ubiquitous and frequent*. Electronic products *will be subjected* to ESD transients – with *great frequency*. That is a well-known fact in the electronics industry; it is fundamental to the physical properties of the world we live in.
Unlike buying insurance, implementing ESD protection is not a hedge against something that could possibly occur. ESD components safeguard against a known and present threat that *will occur frequently*. In electronic systems, nearly 100 percent of exposed ports are affected. If insurance companies knew that the fire or earthquake or flood were to occur every day and affect 100 percent of the insured population, there would be an absence of underwriting on those threats.
## #3: Today’s Integrated Circuits Are Far Too Sensitive
Despite point #2, the analogy that using TVS is similar to insurance might still be tenable *if* the chips and transceivers being protected were sufficiently robust against system level ESD such that the probability of their failure was small. In this case, design engineers could approach this risk like an added insurance boost to safeguard a circuit against failure in the presence of a rouge ESD storm. To be fair, I think this is primarily where the whole notion of ESD protection as insurance arises in the first place, and it does have some basis in the history of semiconductor IC manufacturing. The integrated circuits and chips of yesteryear may have exhibited a stronger resilience to system level ESD events. These ICs, built on a larger lithography nodes, afforded a greater percentage of the chip’s active area for ESD protection (though this was only protection to the device level standard). In some cases, circuit designers might have met the EMC system compliance requirements by using system design techniques alone.
However, that was then, and life moves and changes extremely rapidly in the IC manufacturing world. As the industry has progressed and as IC geometries have scaled to below 45 nanometer technology, the risk that ESD presents to today’s microelectronics is predictably malicious and catastrophic. In today’s environment, system level ESD protection has moved from the realm of the *optional* to the realm of the *necessary*. Practically, if circuit designers choose a “do nothing” approach regarding system level ESD protection on today’s high performance chipsets, their designs *will likely fail in the presence of these transients.*
**
System Level ESD Robustness by Process Node © Semtech Corporation
So the next time you hear that system level ESD protection is like a little added insurance hedge, question if that analogy really makes sense. The broad community of design engineers we work with increasingly tell us that the chips they are using need external ESD protection more than ever before. While in the past using TVS devices might have helped an engineer “sleep a little bit better at night,” in today’s world of highly sensitive sub-45 nanometer ICs, designs *require* TVS solutions in order to prove robust against a lifetime of ESD transient threats. Not using the best protection may actually keep engineers “awake all night,” and in that sense, using system level ESD protection may be the best defense against a self-inflicted case of insomnia.
Identify industry leading protection for your applications, explore Semtech’s Circuit Protection Products on our website.
[](https://cta-redirect.hubspot.com/cta/redirect/2507363/506faaa5-ef3b-4f3b-bdf4-f3a663569df9)
*Semtech® and the Semtech logo are registered trademarks or service marks of Semtech Corporation or its affiliates.* *Other product or service names mentioned herein may be the trademarks of their respective owners.*
---
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